Research Analyst!!!

I left Chinatrust at the midst of April and started to work at a equity research firm in the hope of making tons of money, and of course, this position is my dream job. I remember I told my boss that I shouldn't care that much of my salary as long as I was accepted. And, I got accepted.

I've been working at this firm for few months and visiting many companies for a discussion of industry and capital market with their CEO's or Chairman. By doing so, we've received a lot of information with respect to the visited companies, or currency and global financial market in order to make decision.

Journal!!

Remember the day I arrived at Taiwan in the evening, I told myself I had to get back to USA once having something in my resume. But, I needed to finish my military service first. During the serving time,  I've followed Chris Huang's suggestion to get some Financial certificates, which are approved by our Government. Although they couldn't be a significant, or valuable weapon for me to trigger a war, they are the minimum requirements for me to join the war. I, indeed, took and pass some of them, but failed the most important one. Therefore, I lost the chance to apply a position in equity firms. During the time I'd been looking for an equity research assistant, I got refused due to lack of the one I failed. Because of it, I, in turn, started to look for a position in banking industry. Luckily, I received an offer from Chinatrust with an acceptable pay as well as a well-established 6 months' training program. I've learned a lot of knowledge from it. At the end of training program, I took the final presenting test, which I've had to pick one of reports that I wrote in the program; thereafter, I had to present it with sufficient information, in order to answer questions that exam's committee would ask. If I couldn't answer them correctly, I would probably fail the training program. all of us were working hard to check, to ask, and to discuss "what-if scenarios" that would happen in the final test. One week later, I received a pass notification from HR and was assigned to one of RMs, whom I respect very much. Since then, I've worked overtime almost everyday.

Journal!!!

I am afraid losing anyone whom I love very much.
God, please give us a chance to do what we have to do and are able to raise our families up.
I am afraid of seeing my families' crying, because I couldn't do anything for them.
God, please let us overcome this tragedy with given power.
I am afraid of waiting for the result, because it's the reality.
God, please let us go through the road with given signs in this harsh reality.

What shall we do in the lifetime?
Actually, we couldn't do anything according to a great man. That's true.
We've always got nothing to be ready for the war.
When white gentlemen and lady walk out the small room, the only answer we expect is everything done well. Fortunately, we won the first war and have to face more of it. Hope we can always be the winner.

I am not afraid of spending all the money, because I know how to make it.
I am not afraid of taking care of, because that's the best and only way for me to do.
I am not afraid of everything, as long as it is given a chance to try.
Please, God, let us be around its feather peacefully.

God please bless us.

Journal!!!

It's already been 6 months at CTBC as an ARM. Back to the first date I walked in the office, I was like a kid. Even now, I am still a kid, but at least have something. I've gradually had a little sense of what industry is. Hope I can be much better. At the first week of 2015, I am just like a solder and wait for an arrangement, which I've got no ideas where I will be assigned to.

2014 is actually not a good year for me, especially I've done nothing with my certificated license of equity. Also, I left my military service at January, but got a job at July. Maybe, the best I've done is arranging my best friend to go abroad. Her girlfriend must hate me. Wish she could forgive me, lol.

I don't know when the time is for me to head back to USA, where I plan to obtain a MBA degree. After two years, I can't still make a decision and afraid of making it. It seems like I've lost my courage. Wish I can get it back as soon as possible.

Journal!!!

I haven't posted a journal in three months and felt having troubles on English speaking and reading. I am worrying about the issues I have to face when heading back to my second home, and probably pursuing my MBA degree two years later. It is hard for me to write up an Essay logically. I've got no ideas with it and wish I could do it the same as I did it before. Recalling the proverb my high teacher told us is "Practice makes Perfect.," which is fking true. I should have my books with me again and write an Eng103-level essay.

I've worked at Chinatrust as an ARM for three months already. Most of co-workers are very nice and be willing to teach us, even if we were asking stupid questions. In months,  I couldn't help to think why Government has executed many policies to hold back banking industry and to prevent it from growing fast. If against to them, we crash. We would be under arrest just because of looking for one's personal information, whom we had already looked up in our systems. That's the most important we have to be very careful.

In addition to search of one's personal information, we have to write up a research report with a detailed analysis. Before writing, we have to prepare many documents, pursuant to the law. By checking these documents, we can receive some of necessary information, such as savings, account statement, and credit records.  After collecting them, we've got to find industry research paper, called outside resources. When these documents are ready, we've got to prepare PPT for rating and Annual Review for Credit Situation. Three most important thing are how transactions are going with, what major products borrowers launch at, and financial analysis. While asserting a finish of our PPT, our managers will assign a date for us to visit the borrowers, in order to ask some questions that is hard to figure out. With submitting Credit Analysis to our credit officers, they will check it and give an advice and return it to us, which takes about 2~5 days running the process. Hope I can get it done throughout and accurately.

Job Hunting

After a completion of my military service, I went for a vacation with my best friend. While being at my second home, I'd kept asking myself I shall either look for a job in Taiwan or just stay in America. My plan before going to military service, I was thinking to work at Taiwan for one year, in order to obtain a recommendation letter from my company. Then, I would be able to apply for one of the greatest university that provides a great MBA program. But, it's hard to get in one of them at that time due to the inefficient experiences. After a sequence of discusses and consideration with my parents and relatives, I decided to come back to Taiwan firstly. So, I started to look for a job here with submitting my resumes in 104 and 1111 banks. It's absolutely a hard time for me, or for everyone with a "BLANK-like" resume.

With a consistent researching and submitting, I'd interviewed with great companies for many times. It's my great honor to speak with them and to know what they really want and expect for. In the midst of May, I was successfully accepted by Chinatrust with a position of ARM, which is a challenge and competitive position for "Newers" in real society. Therefore, I am free and stop looking for a job currently, and trying to get myself relaxed by exercising, biking, swimming and traveling. I feel I've got a great luck to get this fantastic position.

By comparing Taiwanese Job market to American one, it's a quite different, especially for respect.In America, it's kind of impossible to see employers looking into resumes consistently, and to ask a disrespect question, such as if you were married, what your parents do, how your relationship's going with. That's what my countries are doing and asking. Also, I've got an interview opportunity with an investment consulting group that asked a dumb-ass question during the interview. The employer said, "Oh, we only accepted those who with a graduate degree, and unfortunately you've only had a bachelor one." I was like, "WTF, I didn't submit my resume to this company. It's the HR calling me to come." It's extremely disrespect to job-hunters. But, unfortunately, it really happens and just as usual to most of companies.

Luckily, Chinatrust is different. Its HR and supervisors are professional and respectful. They treat us like their family even though we aren't got an offers yet. They smile at us and teach those who have made a mistake in the interview. At the end, they send us a thank-you letter with sincere words. It's my honor to work and to contribute myself fully at this company.

Journal!!!

Oh, yeah, I am done with my military service. It's time to travel around first and have a job later on.
Thanks to all of Shuang Feng Elementary's teachers and administrators. Because of them, I've got a wonderful year. God bless them and my trip!

I am free!!!!