I haven't posted a journal in three months and felt having troubles on English speaking and reading. I am worrying about the issues I have to face when heading back to my second home, and probably pursuing my MBA degree two years later. It is hard for me to write up an Essay logically. I've got no ideas with it and wish I could do it the same as I did it before. Recalling the proverb my high teacher told us is "Practice makes Perfect.," which is fking true. I should have my books with me again and write an Eng103-level essay.
I've worked at Chinatrust as an ARM for three months already. Most of co-workers are very nice and be willing to teach us, even if we were asking stupid questions. In months, I couldn't help to think why Government has executed many policies to hold back banking industry and to prevent it from growing fast. If against to them, we crash. We would be under arrest just because of looking for one's personal information, whom we had already looked up in our systems. That's the most important we have to be very careful.
In addition to search of one's personal information, we have to write up a research report with a detailed analysis. Before writing, we have to prepare many documents, pursuant to the law. By checking these documents, we can receive some of necessary information, such as savings, account statement, and credit records. After collecting them, we've got to find industry research paper, called outside resources. When these documents are ready, we've got to prepare PPT for rating and Annual Review for Credit Situation. Three most important thing are how transactions are going with, what major products borrowers launch at, and financial analysis. While asserting a finish of our PPT, our managers will assign a date for us to visit the borrowers, in order to ask some questions that is hard to figure out. With submitting Credit Analysis to our credit officers, they will check it and give an advice and return it to us, which takes about 2~5 days running the process. Hope I can get it done throughout and accurately.
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